"The key to wealth is being satisfied with what you have."
It's interesting to me how intertwined things are. At the beginning of this year, I started out having one of my goals as "pay off my debts". Seemed simple enough - pay down my credit cards and pay off a loan. It occurred to me that it couldn't hurt to do a little research about what the most effective way to do that would be.
Along the way, that simple "pay off my debts" goal got changed around into "become financially responsible".
I looked around me, and what I saw was that I didn't live nearly as poorly as I'd thought. I also don't live nearly as well as I could.
Now I need to start by taking a financial inventory - then I'll move on to learning about budgeting tricks. I suspect that there's a lot of learning ahead of me in this category.