Revolution Money Exchange

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Over there. At the top of the page. See the button?

You knew it was bound to happen eventually. Paypal has been getting more and more expensive for as their fees have gone up, while the interest and cash back they offer has gone down. Someone was going to want to jump into that game sooner or later.

This new option is different - they charge no fees (unless you overdraw or want a check or paper statement issued) but they also pay no interest. My guess is that they keep the interest on your money while they have it - which is still cheaper for you. This was how Paypal started, back in the late 90's, so they were making money but not taking anything out of their customer's pockets directly. How times have changed.

Here's the important part about Revolution:

"Account issued by First Bank & Trust, Brookings, SD, Member FDIC and part of the Fishback Financial Corporation."

In other words, it's a savings account, just like at the local bank, insured and everything. Yes, Federal law required you give them your SSN info - Federal law also requires they keep that info private.

So, if you'd like a free $25 for an account you can close later if you decide you don't need it, I'd sure love to have the referral!